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Free Pre-Approval

Mortgage pre-approval involves the same steps as a mortgage application - you'll provide detailed information about your income and assets that will be reviewed by an underwriter. If approved, you'll get a commitment from Cambridge Trust Company for a specific loan amount. A Cambridge Trust Company Pre-approval shows you have the resources to make the purchase and it helps you act quickly when you find the perfect home. From the sellers' point of view, a pre-approved buyer is more attractive than someone who says they can buy a house but have nothing but their word to back up their offer. By proving you have your bank's backing, a mortgage pre-approval can help you negotiate on price - and it can be a deciding factor for sellers who receive multiple bids.

To get pre-approved, you'll need to provide some personal information and financial documents, including detailed proof of your income for the past two years. You can start your mortgage application by clicking here.

Cambridge Trust Company
1336 Massachusetts Avenue, Cambridge, MA  02138
Direct:  (617) 441-1406
mortgages@cambridgetrust.com
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